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California Manufactured Home Loans With today's housing environment, now may be the perfect time to refinance your current mortgage loan or buy a manufactured home. Todays programs offer down payments as low as 3.5% down. Refinancing rates are at an all time low. The process can be simple.
Manufactured home loan financing can be accomplished, the property must be in good condition and will always require a new appraisal, the credit score we require is currently at 680, the land must also be included in the loan, the home must have been built after 1976.
The down payment requirement is 3.5% down
The borrower must have the ability for repayment.
The new loan must have a benefit to the borrower.
Cash out is limited but you can skip a monthly payment
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What is a Refinance?A refinance is designed to lower your current mortgage payment, reduce your current loan term or take equity out of the property for cash out or other purposes.
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Rehab Loans.Rehab loans and property flipping are becoming more common these days, our loan programs are designed for investors who would like to purchase a property and rehab and sell in a short period of time.
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The approval process is painless and our manufactured home loan experts are familiar with all of the guidelines in order to expedite the process..
